Minimum Credit Score to Rent an Apartment: What You Need
Minimum Credit Score to Rent an Apartment: What You Need When you apply to rent an apartment, you can expect nearly all landlords to run a credit check. As a general rule, you’ll want a credit score of 620 or higher to secure a rental. But there’s no hard and fast number: it varies by […]
Bank statement loan: Who should get one?
What is a bank statement loan? With a bank statement loan — also known as a stated income loan≈you won’t need to provide your lender with some of the typical financial documents needed for a mortgage, such as W-2s and tax returns. Instead, you’ll use bank statements to prove income. This can be helpful if your […]
Importance of a payslip and the borrowing power
Importance of a payslip and the borrowing power Whether you wanted a home loan, personal loan or car loan, the first thing that a lender would ask you to do is to provide them with your payslip. This is because the lenders need to know your current income information before they decide to lend […]